OUR FEES

Research

(Refundable in the event of us being unable to provide a suitable product)

Standard Residential / BTL £49

Expats / Serious Adverse / Bridging £99

Self Build / Complex income £149

Extremely Complex / Fast Track £299

£99

£99 - £2999

Research

When you are looking for a mortgage, research is invaluable to find a good interest rate, and to discover whether the lender is suitable for your circumstances.

 

For a fee of only £49 we will undertake the role of finding a mortgage to the specification you give us.

If we can, we obtain a full approval in principle from your potential lender, and provide you with full product details on a client illustration.
If we can’t we refund your £49
 

Submission

We also charge a submission fee of £99 payable on application in addition to the lender’s valuation fee.
 

Should a case be declined during initial underwriting and cannot be replaced, you will receive a full refund of the processing & research fee’s (unless the application is declined on undisclosed information). Should undisclosed or incorrect information cause the decline, we will retain the £49 research fee plus £99.

Should you withdraw during the application process but before valuation instruction, the submission fee will be refunded less a £99 admin fee.

The lender may charge a valuation fee and or an application fee.

The lender will have their own criteria for refunding fees. 

Their website should provide this information, but we are happy to provide, if you are unable to locate. 
 

 

 

 

Completion Fee

Completion fees are quoted to you once the research has been completed and you know full product information.

 

We also know how much time is involved to obtain the funding you require. 

 

Fees vary between £99 - £2999 and a guide will be given to you during our initial discussion.

 

All fees will be disclosed on your client illustration which is provided prior to the application. 

If it is necessary to change the choice of lender then we may need to re-issue our Terms of Business.

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Manor Mortgages Direct / T 01275399299 / info@manormortgages.com / © Manor Mortgages Services Direct ltd

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Manor Mortgages Direct is a trading name of Manor Mortgage Services Direct Limited.

Manor Mortgage Services Direct Ltd is authorised and regulated by the Financial Conduct Authority (Ref.496907). We normally charge a fee of £49 for research and a further fee of up to £995 depending on the amount of work involved.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.