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Apply for a Mortgage with Defaults

Defaults on your credit file?
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Defaults? Talk to the experts.

Reviewing Bank Statement

What is a default?

A default occurs when there is an outstanding debt and is closed by a creditor. This is because you may of missed multiple payments over a long period of time (e.g. 6 months). You will receive a default notice before the account is closed. 

Paying off your defaults

 When the account has been closed, you may this be able to satisfy this debt. We recommend all defaults are satisfied as this will likely save you thousands on your mortgage, however it is not a requirement. 

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Review your credit report

 It is important to have an up-to-date credit report to assess the impact of your defaultsWe recommend using a 30-day free trial with checkmyfile.

Why Choose Us?

3 Quick reasons.

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Expert Advice

Specialist Lenders

Low Interest Rate

Our fully qualified FCA advisors will identify the most suitable type of mortgage for you.

Our lenders specialise in people with credit issues.

We will compare the interest rates of over 50 lenders on our panel.

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