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Wanting to release equity, raise cash or clear debt? Seeking a better rate and more flexibility? 

Talk to the experts in any circumstance. 


Check your eligibility in 2 minutes. 


25 Years 




80,000+ Satisfied Customers

Remortgaging Experts.

3 Quick reasons to use us.

1             2             3

High Completion

Our advisors complete over 95% of mortgage applications.

Low Interest Rates

Let us compare all your options, so you receive the lowest rate. 

Save Time

Let the experts look for you, saving you time and effort.

How it works and what you need to know:



We will be in touch to seek further information about your case and discuss options available to you. 





Mortgage Offer


Experienced administrators work with you to provide the lender with all the details required to obtain a mortgage offer.

The Process For Your Mortgage.

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3 Simple Steps.



How it works and what you need to know:

Remortgaging is the process of paying off one mortgage using the finance attained from a new mortgage, on the same property. This involves changing from one lender or mortgage product to another. 

Why should I remortgage?

There is number of reasons why you should remortgage. These include:

  • To get an improved mortgage rate.

  • Raising money for expenditure, such as home improvements. 

  • Debt consolidation.

  • Equity release. 

  • Increased flexibility.

Remortgaging for an improved rate?

Our experts are up to date with the interest rates given by lenders and their mortgage products. This means, if you are seeking a remortgage, we can get you the most favourable rate possible and therefore, get your monthly repayments to be lower. 

When should you remortgage?

This does depend upon your current mortgage. Often, it can be advantageous to seek a remortgage before your current deal ends. This may be due to your initial rate period coming to an end. In this case, remortgaging is likely to save you money. However, it is important to note, there may be penalties incurred for ending the mortgage early. Therefore, it is crucial to consider this trade off whilst remortgaging. By seeking mortgage advice from Manor Mortgages Direct, we will do this for your and advise you whether it is in your interest to remortgage before your current deal ends.  

Is a deposit necessary when remortgaging?

In most cases we have dealt with, a deposit is not required and the equity in your current deal is normally sufficient. However, if you were seeking a better mortgage rate, sometimes putting in extra cash would allow you to move down a loan to value bracket (LTV). For example, a mortgage of 80% LTV is likely to have a favourable rate compared to a mortgage of 95% LTV. 

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