How Payday Loans Will Affect Your Mortgage Application

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Payday loans? Talk to the experts.

What is a payday loan?

Payday loans are a very short term form of finance designed to help people overcome cashflow issues. Lenders often don't take a positive view on these types of loans as it indicates a higher risk of financial difficulties.

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Impact of payday loans

The impact of this will depend on the frequency and time since your last payday loan. If you have taken out payday loans in the past, it is best to discuss this with your mortgage advisor.

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Review your credit report

It is important to have an up-to-date credit report to assess the impact of your payday loans. We recommend using a 30-day free trial with checkmyfile.

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