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How Missed Payments Will Affect Your Mortgage Application

Missed payments on your mortgage, credit cards or loans?
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Missed Payments? Talk to the experts.

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Secured vs unsecured

Missed payments on your mortgage will be viewed more harshly compared to a credit card or personal loan.  

Missed payments

Late payments (arrears) happen all the time. Sometimes cashflow can be an issue or you may simply forget to make a payment. It makes a difference if you just miss one payment or multiple payments in a row

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Credit Report

Review your credit report

 It is important to have an up-to-date credit report to assess the impact of your missed payments. We recommend using a 30-day free trial with checkmyfile.

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Expert Advice

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Our fully qualified FCA advisors will identify the most suitable type of mortgage for you.

Our lenders specialise in people with credit issues.

We will compare the interest rates of over 50 lenders on our panel.

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