Flats above shops are common across UK high streets, often good value and in great locations. Getting a flat above shop mortgage  is possible, but lenders see these as non-standard, so criteria can be tighter. In this guide you will learn how financing works, what lenders look for, typical deposit ranges, how the business below the flat affects risk, and when a broker can add real value. Manor Mortgages Direct has advised clients for nearly 30 years, we are highly positively