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How Do UK Lenders Treat 100% Commission Income on a Mortgage in 2026?

How Do UK Lenders Treat 100% Commission Income on a Mortgage in 2026?

How Do UK Lenders Treat 100% Commission Income on a Mortgage in 2026?

Specialist Mortgages

7 days ago8 min read

Can You Get a Mortgage Days After a Promotion or New Job Offer?

Can You Get a Mortgage Days After a Promotion or New Job Offer?

Can You Get a Mortgage Days After a Promotion or New Job Offer?

Specialist Mortgages

May 118 min read

What's the Minimum Income for an Interest-Only Mortgage?

What's the Minimum Income for an Interest-Only Mortgage?

What's the Minimum Income for an Interest-Only Mortgage?

Specialist Mortgages

May 610 min read

Can You Get a Mortgage on a Property With a Restrictive Covenant?

Can You Get a Mortgage on a Property With a Restrictive Covenant?

Can You Get a Mortgage on a Property With a Restrictive Covenant?

Specialist Mortgages

May 49 min read

How Do UK Lenders Treat a Deposit Gifted From Overseas Family in 2026?

How Do UK Lenders Treat a Deposit Gifted From Overseas Family in 2026?

How Do UK Lenders Treat a Deposit Gifted From Overseas Family in 2026?

Specialist Mortgages

Apr 278 min read

When Is an Offset Mortgage Worth It for a High-Earning Professional?

When Is an Offset Mortgage Worth It for a High-Earning Professional?

When Is an Offset Mortgage Worth It for a High-Earning Professional?

Specialist Mortgages

Apr 2312 min read

Can a UK Expat in the United States Get a UK Mortgage?

Can a UK Expat in the United States Get a UK Mortgage?

Can a UK Expat in the United States Get a UK Mortgage?

Specialist Mortgages

Apr 2313 min read

Can a Limited Company Director Use Retained Profits to Borrow More?

Can a Limited Company Director Use Retained Profits to Borrow More?

Can a Limited Company Director Use Retained Profits to Borrow More?

Specialist Mortgages

Apr 1810 min read

How Do UK Lenders Treat Director’s Loans on a 2026 Mortgage?

How Do UK Lenders Treat Director’s Loans on a 2026 Mortgage?

How Do UK Lenders Treat Director’s Loans on a 2026 Mortgage?

Specialist Mortgages

Apr 189 min read

What Does It Mean When Your Agreement in Principle Is Declined?

What Does It Mean When Your Agreement in Principle Is Declined?

What Does It Mean When Your Agreement in Principle Is Declined?

Specialist Mortgages

Apr 1811 min read

First-time buyer small deposit mortgage UK

First-time buyer small deposit mortgage UK

What Mortgage Options Are Available for First-Time Buyers with a Small Deposit?

Specialist Mortgages

Apr 135 min read

Young buyer with thin credit file mortgage UK

Young buyer with thin credit file mortgage UK

What Happens If You Have a Thin Credit File as a Young Buyer?

Specialist Mortgages

Apr 36 min read

Student tenants outside shared UK rental property

Student tenants outside shared UK rental property

How Do Student Let Buy-to-Lets Differ from Standard Rentals?

Specialist Mortgages

Mar 46 min read

Five percent deposit concept for 95 percent mortgage

Five percent deposit concept for 95 percent mortgage

What’s the Minimum Credit Score Needed for a 95% Mortgage in the UK?

Specialist Mortgages

Feb 185 min read

UK contractor reviewing mortgage options with multiple income streams

UK contractor reviewing mortgage options with multiple income streams

Contract or Multiple Income Streams? Your Mortgage Options Explained

Specialist Mortgages

Feb 65 min read

Graph showing decline of mortgage default impact over 6 years. High to low impact, blue area, labeled axes: Impact on Application, Time.

Graph showing decline of mortgage default impact over 6 years. High to low impact, blue area, labeled axes: Impact on Application, Time.

Do Old Defaults Still Affect Mortgage Applications?

Specialist Mortgages

Feb 110 min read

Charming brick house with lush garden, vibrant flowers, and a gravel path on a sunny day. Nearby, a cozy wooden shed enhances the serene scene.

Charming brick house with lush garden, vibrant flowers, and a gravel path on a sunny day. Nearby, a cozy wooden shed enhances the serene scene.

Mortgages for Homes with Airbnb Annexes & Outbuildings

Specialist Mortgages

Jan 318 min read

Part and Part Mortgage UK: How It Works, LTV, Income and Exit Strategy

Part and Part Mortgage UK: How It Works, LTV, Income and Exit Strategy

Part and Part Mortgage UK: How It Works, LTV, Income and Exit Strategy

Specialist Mortgages

Jan 2913 min read

Street view of colorful British row houses under a blue sky. Text reads: "How Do UK Mortgage Providers Assess Overseas Income for Expat Applicants?"

Street view of colorful British row houses under a blue sky. Text reads: "How Do UK Mortgage Providers Assess Overseas Income for Expat Applicants?"

How Do UK Mortgage Providers Assess Overseas Income for Expat Applicants?

Specialist Mortgages

Jan 2111 min read

Silver suitcase and house keys on a marble countertop in a sunny kitchen with fruit and flowers in the background.

Silver suitcase and house keys on a marble countertop in a sunny kitchen with fruit and flowers in the background.

Returning Expat Mortgage: How to Get UK Approval Before You Move Back

Specialist Mortgages

Jan 2111 min read

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Manor Mortgages Direct is a trading name of Manor Mortgage Services Direct Limited.

Company Address: Unit 5, Middle Bridge Business Park, Bristol Rd, Portishead, Bristol BS20 6PN

Manor Mortgage Services Direct Ltd is authorised and regulated by the Financial Conduct Authority (Ref.496907).

We normally charge a fee of £99 for research, £99 at application and a further fee on completion depending on the complexity and amount of work involved.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

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