Mortgage Tips | manormortgagesdirect

top of page

Mortgage Guides

Expert mortgage insights, tips, and industry updates to help you navigate your property journey

Further Advance (orange), Remortgage (blue), Second Charge (green), on a plain background.

Further Advance (orange), Remortgage (blue), Second Charge (green), on a plain background.

How to Release Equity from Your Property Without Selling

Nov 127 min read

Renovated kitchen with cream cabinets, exposed drywall, and tools on tiled floor. Sunlight through window creates a warm, unfinished look.

Renovated kitchen with cream cabinets, exposed drywall, and tools on tiled floor. Sunlight through window creates a warm, unfinished look.

Can you build a property portfolio using bridging finance?

Nov 58 min read

Curved street with brick houses and an apartment building at sunset. Warm orange sky, two parked cars, and streetlamps casting shadows.

Curved street with brick houses and an apartment building at sunset. Warm orange sky, two parked cars, and streetlamps casting shadows.

Remortgage vs Product Transfer: Which Deal Is Best for You?

product transfer

Nov 410 min read

Bright living room with a grey sofa, wooden coffee table, and dining set. Open kitchen with white cabinets. Large windows show sunny day.

Bright living room with a grey sofa, wooden coffee table, and dining set. Open kitchen with white cabinets. Large windows show sunny day.

Will renting a room affect my mortgage?

Specialist Mortgages

Nov 39 min read

Calculator and credit card statement marked "CLEARED" on a wooden kitchen table. Bright room with white tiles and a bowl of oranges.

Calculator and credit card statement marked "CLEARED" on a wooden kitchen table. Bright room with white tiles and a bowl of oranges.

Does Paying Off Credit Cards Before Application Improve Your Chances?

Home Buying Tips

Oct 218 min read

Mortgage broker reviewing payslips to use overtime income for mortgage

Mortgage broker reviewing payslips to use overtime income for mortgage

Using Bonus or Overtime Income for a Mortgage: How Do Lenders View It?

Oct 105 min read

Person relaxes on a beige armchair, basking in sunlight, the room feels calm and peaceful.

Person relaxes on a beige armchair, basking in sunlight, the room feels calm and peaceful.

Everything You Need to Know About Mortgage Payment Holidays in the UK

Home Buying Tips

Oct 96 min read

First-time buyers in the UK property market 2025 with a real estate agent showing them a house

First-time buyers in the UK property market 2025 with a real estate agent showing them a house

Can First-Time Buyers Get on the Property Ladder in 2025 Without Relying on Parents?

Oct 85 min read

A self-employed woman holding her keys in front of her new house

A self-employed woman holding her keys in front of her new house

Mortgage Options for Self-Employed Individuals in 2025: What You Need to Know

Oct 75 min read

A lender checking a bank statement for a mortgage application

A lender checking a bank statement for a mortgage application

Do lenders check your bank statements for a mortgage?

Oct 65 min read

Strategies to save on your mortgage amid rising costs

Strategies to save on your mortgage amid rising costs

Strategies to Save on Your Mortgage Amid Rising Costs

Home Buying Tips

Oct 56 min read

Woman walking in a high-street in the UK

Woman walking in a high-street in the UK

Top Buy-to-Let Hotspots in the UK for 2025: Where to Invest for High Rental Yields

Sep 237 min read

A couple looking at their mortgage application

A couple looking at their mortgage application

Can You Get a Mortgage If You Have Late Payments?

Home Buying Tips

Sep 236 min read

A man renting a house and woman getting a mortgage to buy a house

A man renting a house and woman getting a mortgage to buy a house

Mortgage vs Rent: When Will Buying Actually Save You Money?

Home Buying Tips

Sep 144 min read

Two people sit at a table, viewing a laptop showing a "Credit Report: Poor." A mortgage document is on the table. Bright kitchen setting.

Two people sit at a table, viewing a laptop showing a "Credit Report: Poor." A mortgage document is on the table. Bright kitchen setting.

Don't Let Credit Report Mistakes Ruin Your Mortgage Application

Aug 35 min read

Street with red brick buildings; shops like Waterstone's, Greggs. People walking under a sunny, blue sky. Relaxed urban atmosphere.

Street with red brick buildings; shops like Waterstone's, Greggs. People walking under a sunny, blue sky. Relaxed urban atmosphere.

Can You Get a Mortgage for a Flat Above a Shop?

Specialist Mortgages

Aug 37 min read

Man in brown jacket, scratching head, stands before a wooden signpost labeled Remortgage and Second Charge Loan. House and trees in background.

Man in brown jacket, scratching head, stands before a wooden signpost labeled Remortgage and Second Charge Loan. House and trees in background.

Remortgage vs Second Charge Loan: Choosing the Right Way to Raise Funds

Aug 38 min read

Toy house with red roof on a wooden table, topped by stacked blue credit cards. Text: "CREDIT CARD," card details visible.

Toy house with red roof on a wooden table, topped by stacked blue credit cards. Text: "CREDIT CARD," card details visible.

Should You Close Credit Cards Before Applying for a Mortgage?

Home Buying Tips

Aug 35 min read

bottom of page