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SA302 vs Net Profit comparison. SA302 focuses on tax calculations with negatives, while Net Profit shows positives in business accounts.

SA302 vs Net Profit comparison. SA302 focuses on tax calculations with negatives, while Net Profit shows positives in business accounts.

Can You Get a Mortgage Using Net Profit if You’re Self-Employed? (2026 Guide)

Specialist Mortgages

6 days ago11 min read

Man in glasses at a kitchen table with a laptop, reviewing receipts and applying for mortgage with irregular income

Man in glasses at a kitchen table with a laptop, reviewing receipts and applying for mortgage with irregular income

Can you get a mortgage if you are self‑employed with irregular income?

Specialist Mortgages

Oct 25, 202511 min read

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Manor Mortgages Direct is a trading name of Manor Mortgage Services Direct Limited.

Company Address: Unit 5, Middle Bridge Business Park, Bristol Rd, Portishead, Bristol BS20 6PN

Manor Mortgage Services Direct Ltd is authorised and regulated by the Financial Conduct Authority (Ref.496907).

We normally charge a fee of £99 for research, £99 at application and a further fee on completion depending on the complexity and amount of work involved.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

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