Specialist Lenders | manormortgagesdirect

top of page

manormortgagesdirect

Mortgages
First-Time Buyer
Moving Home
Remortgage
Buy to Let
Guides

Mortgage Guides

Expert mortgage insights, tips, and industry updates to help you navigate your property journey

All Posts
Specialist Mortgages
Remortgage
Moving Home
Buy to Let
Mortgage News
Non‑Standard Construction
Adverse Credit
Home Buying Tips
Second Charge
product transfer
Bridging Loans

SA302 vs Net Profit comparison. SA302 focuses on tax calculations with negatives, while Net Profit shows positives in business accounts.

SA302 vs Net Profit comparison. SA302 focuses on tax calculations with negatives, while Net Profit shows positives in business accounts.

Can You Get a Mortgage Using Net Profit if You’re Self-Employed? (2026 Guide)

Specialist Mortgages

6 days ago11 min read

Who are specialist mortgages really for?

Who are specialist mortgages really for?

Who Are Specialist Mortgages Really For?

Specialist Mortgages

Jan 136 min read

Comparison image of Auto-Decline vs. Manual Review. Red side shows instant rejection, no oversight, high errors; blue side shows human, case-by-case review.

Comparison image of Auto-Decline vs. Manual Review. Red side shows instant rejection, no oversight, high errors; blue side shows human, case-by-case review.

Mortgage auto-declined? When manual underwriting may help

Specialist Mortgages

Jan 910 min read

Blue and green split infographic comparing "Legal Charge" and "Equitable Charge" with icons and key differences in registration, title, enforcement, and security.

Blue and green split infographic comparing "Legal Charge" and "Equitable Charge" with icons and key differences in registration, title, enforcement, and security.

Can you get a second charge mortgage without first-charge consent?

Jan 910 min read

Street with red brick buildings; shops like Waterstone's, Greggs. People walking under a sunny, blue sky. Relaxed urban atmosphere.

Street with red brick buildings; shops like Waterstone's, Greggs. People walking under a sunny, blue sky. Relaxed urban atmosphere.

Can You Get a Mortgage for a Flat Above a Shop?

Specialist Mortgages

Dec 27, 20257 min read

Retired couple discussing buy to let mortgage options

Retired couple discussing buy to let mortgage options

Can You Get a Buy-to-Let Mortgage If You’re Retired?

Dec 23, 20255 min read

A young UK first time buyer working on a laptop in the evening with receipts and a coffee

A young UK first time buyer working on a laptop in the evening with receipts and a coffee

Can Side Hustle Income Really Boost First-Time Buyer Affordability?

Specialist Mortgages

Dec 17, 20258 min read

Bristol street with diverse property

Bristol street with diverse property

What Is a Specialist Mortgage and Who Needs One in 2026?

Specialist Mortgages

Nov 20, 20256 min read

A person in a suit stands at a fork in the road, scratching their head, with signs "BRIDGING" and "BTL" on either path.

A person in a suit stands at a fork in the road, scratching their head, with signs "BRIDGING" and "BTL" on either path.

Short‑Term Bridging vs Long‑Term Buy‑to‑Let: Which Is Right for You?

Nov 6, 20258 min read

Row of red-brick terraced houses with blue and green doors, white windows, and chimneys under a clear blue sky. Quiet street view.

Row of red-brick terraced houses with blue and green doors, white windows, and chimneys under a clear blue sky. Quiet street view.

Can I rent my buy-to-let to a family member?

Nov 3, 20259 min read

Bright living room with a grey sofa, wooden coffee table, and dining set. Open kitchen with white cabinets. Large windows show sunny day.

Bright living room with a grey sofa, wooden coffee table, and dining set. Open kitchen with white cabinets. Large windows show sunny day.

Will renting a room affect my mortgage?

Specialist Mortgages

Nov 3, 20259 min read

Man in glasses at a kitchen table with a laptop, reviewing receipts and applying for mortgage with irregular income

Man in glasses at a kitchen table with a laptop, reviewing receipts and applying for mortgage with irregular income

Can you get a mortgage if you are self‑employed with irregular income?

Specialist Mortgages

Oct 25, 202511 min read

Mobile banking app showing a negative balance of -56.78. Transaction list includes Tesco, Direct Debit, Transport, Coffee Shop.

Mobile banking app showing a negative balance of -56.78. Transaction list includes Tesco, Direct Debit, Transport, Coffee Shop.

Does Using an Overdraft Affect Your Mortgage Application?

Specialist Mortgages

Aug 20, 20259 min read

manormortgagesdirect

Services

First-Time Buyers

About Us

Manor Mortgages Direct / T 01275399299 / info@manormortgages.com / © Manor Mortgages Services Direct ltd

Privacy Policy | About Cookies

Manor Mortgages Direct is a trading name of Manor Mortgage Services Direct Limited.

Company Address: Unit 5, Middle Bridge Business Park, Bristol Rd, Portishead, Bristol BS20 6PN

Manor Mortgage Services Direct Ltd is authorised and regulated by the Financial Conduct Authority (Ref.496907).

We normally charge a fee of £99 for research, £99 at application and a further fee on completion depending on the complexity and amount of work involved.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

bottom of page