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Mortgage Guides

Expert mortgage insights, tips, and industry updates to help you navigate your property journey

Bristol street with diverse property

Bristol street with diverse property

What Is a Specialist Mortgage and Who Needs One in 2025?

Specialist Mortgages

Nov 206 min read

A person in a suit stands at a fork in the road, scratching their head, with signs "BRIDGING" and "BTL" on either path.

A person in a suit stands at a fork in the road, scratching their head, with signs "BRIDGING" and "BTL" on either path.

Short‑Term Bridging vs Long‑Term Buy‑to‑Let: Which Is Right for You?

Nov 68 min read

Row of red-brick terraced houses with blue and green doors, white windows, and chimneys under a clear blue sky. Quiet street view.

Row of red-brick terraced houses with blue and green doors, white windows, and chimneys under a clear blue sky. Quiet street view.

Can I rent my buy-to-let to a family member?

Nov 39 min read

Bright living room with a grey sofa, wooden coffee table, and dining set. Open kitchen with white cabinets. Large windows show sunny day.

Bright living room with a grey sofa, wooden coffee table, and dining set. Open kitchen with white cabinets. Large windows show sunny day.

Will renting a room affect my mortgage?

Specialist Mortgages

Nov 39 min read

Man in glasses at a kitchen table with a laptop, reviewing receipts and applying for mortgage with irregular income

Man in glasses at a kitchen table with a laptop, reviewing receipts and applying for mortgage with irregular income

Can you get a mortgage if you are self‑employed with irregular income?

Specialist Mortgages

Oct 2510 min read

Mobile banking app showing a negative balance of -56.78. Transaction list includes Tesco, Direct Debit, Transport, Coffee Shop.

Mobile banking app showing a negative balance of -56.78. Transaction list includes Tesco, Direct Debit, Transport, Coffee Shop.

Does Using an Overdraft Affect Your Mortgage Application?

Specialist Mortgages

Aug 209 min read

Street with red brick buildings; shops like Waterstone's, Greggs. People walking under a sunny, blue sky. Relaxed urban atmosphere.

Street with red brick buildings; shops like Waterstone's, Greggs. People walking under a sunny, blue sky. Relaxed urban atmosphere.

Can You Get a Mortgage for a Flat Above a Shop?

Specialist Mortgages

Aug 37 min read

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