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Mortgage Guides
Expert mortgage insights, tips, and industry updates to help you navigate your property journey


Mortgage Options for Self-Employed Individuals in 2025: What You Need to Know
Last Updated: 08 October 2025 If you are self-employed and asking “Can I get a mortgage in the UK?” the answer is yes, but the process...
Oct 85 min read


Do lenders check your bank statements for a mortgage?
Last Updated: 07 October 2025 Yes, lenders will usually request your most recent bank statements, typically covering 3-6 months, to...
Oct 75 min read


Strategies to Save on Your Mortgage Amid Rising Costs
Last Updated: 6 October 2025 With mortgage bills rising and household budgets under pressure, homeowners across the UK are searching for...
Oct 66 min read


Can You Get a Mortgage If You Have Late Payments?
Updated: 24 September 2025 Yes, it is often possible to get a mortgage even if you have late payments on your credit history. While some mainstream lenders may be cautious, many specialist mortgage providers are open to applications where there is evidence of stable income, affordability, and responsible financial behaviour since the late payments occurred. What you can expect is more scrutiny around when the late payments happened, how many accounts were affected, and whethe
Sep 246 min read


Mortgage vs Rent: When Will Buying Actually Save You Money?
Updated: 15 September 2025 In many cases buying a property with a mortgage can save you money compared with renting, but the point where...
Sep 154 min read


Remortgage vs Second Charge Loan: Choosing the Right Way to Raise Funds
Raising money against your home can unlock projects and possibilities, from extensions and loft conversions to consolidating expensive...
Aug 48 min read


Should You Close Credit Cards Before Applying for a Mortgage?
Applying for a mortgage is one of the biggest financial steps you’ll take, and how you manage your existing credit accounts can have a...
Aug 45 min read


Unusual Property? We Can Help
We have lenders on our panel who accept properties that Highstreet will decline. What's more, we have direct access to lenders' key...
Nov 4, 20241 min read
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