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Mortgage Guides
Expert mortgage insights, tips, and industry updates to help you navigate your property journey


Is the remortgage process complicated?
Last Updated: 08 October 2025 Yes, the remortgage process can feel complex, but it usually follows a clear sequence that often takes...
Oct 84 min read


Strategies to Save on Your Mortgage Amid Rising Costs
Last Updated: 6 October 2025 With mortgage bills rising and household budgets under pressure, homeowners across the UK are searching for...
Oct 66 min read


Can You Remortgage If Your House Value Has Dropped, and What Are the Options?
Last updated: 3 October 2025 Yes, you can often remortgage even if your property’s value has fallen, but the options and rates available will depend on how much equity remains in your home. If your property is now worth less than when you bought it, this is called negative equity when your outstanding mortgage is higher than the home’s market value. While it can limit your remortgage options, it doesn’t necessarily close the door. Some lenders, particularly specialist interm
Oct 35 min read


Remortgage vs Second Charge Loan: Choosing the Right Way to Raise Funds
Raising money against your home can unlock projects and possibilities, from extensions and loft conversions to consolidating expensive...
Aug 48 min read


My Fixed Rate Is Expiring Soon, Should I be Worried?
What is happening to the mortgage market? The Bank of England base rate has surged to 5.25% over the past year to try and stem rampant...
Jan 182 min read


Should you Product Transfer or Remortgage?
Concerned about your fixed-rate mortgage nearing its end? In today's market, it's crucial to explore your options with a broker before...
Dec 16, 20242 min read


Unusual Property? We Can Help
We have lenders on our panel who accept properties that Highstreet will decline. What's more, we have direct access to lenders' key...
Nov 4, 20241 min read
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